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Crédito means credit — a common term in Academic & Exam Prep. Learn how it's used in a real-world example.

📅 Published: March 26, 2026

🧠 Academic & Exam Prep

Crédito

noun • /[KRE-dee-to]/

credit

Example:

El curso vale tres créditos.

The course is worth three credits.

🧠 What does Crédito mean?

The Spanish noun 'crédito' translates to 'credit' in English and refers to several related concepts. Primarily, it denotes the ability to obtain goods or services before payment, based on trust in a future repayment. This is common in financial contexts, such as credit cards or loans. In academic settings, 'crédito' signifies a unit of academic study that counts towards a degree or qualification, often representing a specific number of hours of instruction or work. It can also refer to recognition or acknowledgment for an achievement or contribution, similar to 'credit' given to an author or performer.

📚 Extra examples

  • Solicité un crédito hipotecario para comprar mi casa.
    I applied for a mortgage credit to buy my house.
  • Cada asignatura otorga cinco créditos ECTS.
    Each subject grants five ECTS credits.
  • El director dio crédito a las palabras del testigo.
    The director gave credit to the witness's words.
  • Tengo un crédito de quinientos euros en mi cuenta bancaria.
    I have a credit of five hundred euros in my bank account.
  • Es importante mantener un buen historial de crédito.
    It is important to maintain a good credit history.

💡 Did You Know?

The concept of 'crédito' has ancient roots, with evidence of lending and borrowing in Mesopotamian civilizations dating back thousands of years. The modern understanding of credit, however, evolved significantly with the development of banking systems and financial instruments.

🔁 Synonyms & opposites of "Crédito"

Synonyms: Financiamiento, Préstamo, Reconocimiento, Mérito, Aprobación
Opposites: Débito, Deuda, Desaprobación, Oposición

🔍 See more academic & exam prep words

❓ FAQ

How do you say 'credit' in Spanish?
The Spanish word for 'credit' is 'crédito'.
How do you pronounce 'Crédito' in Spanish?
Crédito is pronounced KREH-dee-toh. The 'cr' is like the English 'cr', the 'é' has an accent and is stressed, the 'd' is soft like the 'th' in 'this', and the 'o' is a pure vowel sound.
How do you use 'Crédito' in a sentence?
'Crédito' is used in sentences to refer to financial credit, academic units, or recognition. For example, 'Necesito un crédito para pagar mis estudios' (I need a loan to pay for my studies) or 'El proyecto recibió crédito por su innovación' (The project received credit for its innovation).
What is the English translation of 'Crédito'?
The primary English translation of 'crédito' is 'credit'. It can also translate to 'loan' or 'financing' in financial contexts, and 'academic credit' or 'unit' in educational contexts.
Does 'Crédito' change for gender or number?
Yes, 'crédito' is a masculine noun. Its plural form is 'créditos'.
Is 'Crédito' common in everyday Spanish?
Yes, 'crédito' is a common word used in everyday Spanish, particularly in discussions about finances, banking, and higher education.
Does 'Crédito' have slang or double meanings?
While 'crédito' has distinct meanings in finance and academia, it does not typically carry slang or multiple informal double meanings in general usage.
Is 'Crédito' used differently in Spain vs Latin America?
The core meanings of 'crédito' are consistent across Spain and Latin America. However, specific financial products or academic credit systems might have regional variations in terminology.

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