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crédito means credit — a common term in Spanish for Business. Learn how it's used in a real-world example.

📅 Published: April 20, 2026

💼 Spanish for Business

crédito

noun • /[KRE-dee-to]/

credit

Example:

El banco aprobó el crédito.

The bank approved the credit.

🧠 What does crédito mean?

Crédito refers to the ability of an individual or entity to obtain goods, services, or money based on trust and the promise of future repayment. In a financial context, it signifies a loan or an advance of funds, often with interest. It can also denote a positive balance in an account or a recognition of merit or accomplishment. The concept is fundamental to commerce, banking, and personal finance, allowing for transactions that extend beyond immediate payment.

📚 Extra examples

  • La empresa solicitó un crédito bancario para expandir sus operaciones.
    The company requested a bank credit to expand its operations.
  • Se le otorgó un crédito a su cuenta por la devolución del producto.
    Credit was applied to his account for the product return.
  • Los estudiantes recibieron crédito universitario por el curso de verano.
    The students received university credit for the summer course.
  • El vendedor ofreció un crédito al consumidor a corto plazo.
    The seller offered short-term consumer credit.
  • Otorgar crédito a una empresa depende de su solvencia económica.
    Granting credit to a company depends on its financial solvency.

💡 Did You Know?

The concept of credit has ancient origins, with evidence of lending and borrowing practices dating back to Mesopotamia and ancient Egypt. The word 'credit' itself comes from the Latin word 'credere', meaning 'to believe' or 'to trust', highlighting the foundational element of faith in any credit transaction.

🔁 Synonyms & opposites of "crédito"

Synonyms: préstamo, financiamiento, fianza, mérito, reconocimiento
Opposites: débito, deuda, impago

🔍 See more spanish for business words

❓ FAQ

How do you say 'credit' in Spanish?
The Spanish word for 'credit' is crédito.
How do you pronounce 'crédito' in Spanish?
Crédito is pronounced KREH-dee-toh. The accent mark on the 'e' indicates the stressed syllable.
How do you use 'crédito' in a sentence?
'Crédito' can be used in sentences referring to financial loans, positive account balances, or academic recognition. For instance, 'Pedí un crédito para comprar un coche' (I asked for credit to buy a car) or 'Recibí crédito por mis estudios' (I received credit for my studies).
What is the English translation of 'crédito'?
The primary English translation of 'crédito' is 'credit'.
Does 'crédito' change for gender or number?
As a masculine singular noun, 'crédito' does not change for gender. The plural form is 'créditos'.
Is 'crédito' common in everyday Spanish?
Yes, 'crédito' is a common word in everyday Spanish, particularly in discussions related to finance, shopping, and banking.
Does 'crédito' have slang or double meanings?
While 'crédito' primarily refers to financial credit or recognition, in some informal contexts, it can be used metaphorically to mean 'thanks' or 'praise', similar to giving someone 'credit' for something.
Is 'crédito' used differently in Spain vs Latin America?
The core meaning of 'crédito' as financial credit or academic credit is consistent across Spain and Latin America. Regional variations might exist in specific financial products or banking terminology, but the word itself is universally understood.

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