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amortizar means to amortize — a common term in Spanish for Business. Learn how it's used in a real-world example.

📅 Published: October 18, 2025

💼 Spanish for Business

amortizar

verb • /[ah-mor-tee-ZAR]/

to amortize

Example:

Este plan ayudará a amortizar el préstamo.

This plan will help amortize the loan.

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🧠 What does amortizar mean?

In a business context, 'amortizar' primarily means to gradually reduce a debt or expense over time through regular payments. It can also refer to the process of writing off the value of an intangible asset (like a patent or copyright) over its useful life. Think of it as spreading the cost of something over a longer period.

📚 Extra examples

  • Estamos amortizando el préstamo a 20 años.
    We are amortizing the loan over 20 years.
  • La empresa está amortizando el costo del software.
    The company is amortizing the cost of the software.
  • Necesitamos amortizar esta inversión en cinco años.
    We need to amortize this investment over five years.

❓ FAQ

How do you say 'to amortize' in Spanish?
The Spanish word for 'to amortize' is 'amortizar'.
How do you pronounce 'amortizar' in Spanish?
It's pronounced a-mor-tee-THAR (IPA: /amoɾtiˈθaɾ/). The 'z' is pronounced like a 'th' sound in English.
How do you use 'amortizar' in a sentence?
Here are a few examples: 'El banco nos ayudó a amortizar la hipoteca.' (The bank helped us amortize the mortgage.) or 'Deben amortizar esa deuda lo antes posible.' (They should amortize that debt as soon as possible.)
What is the English translation of 'amortizar'?
The English translation of 'amortizar' is 'to amortize'.
Does 'amortizar' change for gender or number?
No, the verb 'amortizar' conjugates regularly but doesn't have different forms for gender.
Is 'amortizar' common in everyday Spanish?
While 'amortizar' isn't a word used in casual daily conversations, it's common in business and financial contexts.
Does 'amortizar' have slang or double meanings?
Generally, 'amortizar' doesn't have any slang or double meanings. Its meaning is fairly straightforward within the context of finance and accounting.
Is 'amortizar' used differently in Spain vs Latin America?
The meaning and usage of 'amortizar' are generally the same across Spain and Latin America in a business context.
How do you conjugate 'amortizar' in Spanish?
Here's the present tense: yo amortizo, tú amortizas, él/ella/usted amortiza, nosotros/nosotras amortizamos, vosotros/vosotras amortizáis, ellos/ellas/ustedes amortizan.

🔁 Synonyms & opposites of "amortizar"

Synonyms: pagar a plazos, liquidar gradualmente

💡 Did You Know?

While primarily used in business, you could also use 'amortizar' metaphorically to describe something that lessens the impact of a negative situation, like 'Su optimismo ayudó a amortizar el golpe de la mala noticia.' (His optimism helped cushion the blow of the bad news).

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