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saldo means balance — a common term in Spanish for Business. Learn how it's used in a real-world example.

📅 Published: December 26, 2025

💼 Spanish for Business

saldo

noun • /[SAL-do]/

balance

Example:

El saldo de la cuenta es bajo.

The account balance is low.

🧠 What does saldo mean?

Saldo refers to the remaining amount or difference in financial accounts, transactions, or situations. In a banking context, it signifies the amount of money present in an account. More broadly, it can represent the net result of a series of gains and losses, such as a positive or negative balance in a budget, a trade deficit or surplus, or even a figurative surplus of something positive.

📚 Extra examples

  • Por favor, revise el saldo de su cuenta corriente antes de realizar la transferencia.
    Please check the balance of your current account before making the transfer.
  • El saldo de la operación fue favorable gracias a las ventas del último trimestre.
    The balance of the operation was favorable thanks to sales in the last quarter.
  • A pesar de los gastos, el saldo final del presupuesto fue positivo.
    Despite the expenses, the final balance of the budget was positive.
  • Necesitamos conocer el saldo de inventario para planificar la próxima producción.
    We need to know the inventory balance to plan the next production.

💡 Did You Know?

The word 'saldo' comes from the Latin word 'salutare,' meaning 'to greet' or 'to make sound,' which evolved to signify a state of being 'sound' or 'healthy,' hence a 'balanced' state in financial terms.

🔁 Synonyms & opposites of "saldo"

Synonyms: balance, restante, diferencia, sobrante
Opposites: déficit, falta, deuda

🔍 See more spanish for business words

❓ FAQ

How do you say 'balance' in Spanish?
The Spanish word for 'balance' is 'saldo'.
How do you pronounce 'saldo' in Spanish?
The pronunciation of 'saldo' is SAHL-doh. The 's' is like the 's' in 'sun', the 'a' is like the 'a' in 'father', the 'l' is like the 'l' in 'lip', the 'd' is like the 'd' in 'dog', and the 'o' is like the 'o' in 'go'.
How do you use 'saldo' in a sentence?
'Saldo' is used to refer to a financial balance, the net result of transactions, or a surplus. For example, 'El saldo de mi cuenta es de 500 euros' (My account balance is 500 euros) or 'Hubo un saldo positivo en el comercio exterior' (There was a positive balance in foreign trade).
What is the English translation of 'saldo'?
The primary English translation of 'saldo' is 'balance'.
Does 'saldo' change for gender or number?
'Saldo' is a masculine noun and it is used in its singular form for a single balance. Its plural form, 'saldos', is used when referring to multiple balances.
Is 'saldo' common in everyday Spanish?
Yes, 'saldo' is a very common word in everyday Spanish, especially in contexts related to finances, banking, and commerce.
Does 'saldo' have slang or double meanings?
While 'saldo' is primarily a financial term, in some informal contexts, it can be used figuratively to mean a 'surplus' or a 'remainder' of something, not necessarily monetary. For example, 'Me queda un saldo de energía para bailar' (I have energy left over to dance). It does not typically have vulgar slang meanings.
Is 'saldo' used differently in Spain vs Latin America?
The core meaning of 'saldo' as 'balance' in financial and commercial contexts is consistent across Spain and Latin America. Regional variations in usage might exist in more informal or figurative applications, but the primary meaning remains the same.

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